4.75% ASSUMABLE VA LOAN WITH NO MONTHLY MORTGAGE INSURANCE! A rare financing opportunity for qualified buyers, including non-veterans, with potentially less cash required upfront than conventional financing! Existing loan is a 5/1 ARM, subject to future rate adjustments, buyer qualification, and servicer approval. Better than new, this beautifully upgraded Valnova townhome is move-in ready with the refrigerator, washer, dryer, and window treatments already included! Upgraded engineered hardwood flooring and a spacious upstairs loft provide flexible living space for an office, media room, or guest retreat. Skip the construction wait and extra costs of buying appliances and finishing touches after closing. Enjoy Valnova's low-maintenance lifestyle and the completed Glencara Recreation Village, featuring indoor and outdoor pools, hot tubs, a sandy beach along the paddleboard lake, and resort-style amenities. Parks, pickleball courts, and walking paths add to the community appeal, while 1 GB fiber internet is included through the HOA. Convenient access to Hwy 16, Eagle shopping, and dining. Compare it to new construction and see the difference!